We offer the same policies and services as our competitors, but at a lower final price. How can we do this? It’s simple: We are a Florida flood insurance agency that rebates part of our commissions, which translates into valuable savings for you. On a $450 policy, for example, you can save more than $30 each year! We’re one of only a few agencies nationwide to make this incredible pledge to give 7% of our commissions back on every policy!

How Can We Offer A 7% Rebate On Flood Insurance?

The premiums for flood policies are set by FEMA. So all insurance companies essentially charge the same rate for the same risk. However, Florida is one of only two states that allow agents to rebate part of their commissions on flood insurance premiums*. This gives us the right and flexibility to discount a portion of our commissions. And that’s how we’re able to provide our clients the same coverage and services as our competitors at a reduced rate.

Will I Get Better Claims Service From A Full Service Agent?

Your agent doesn't pay your claim, the insurance company does. That's why Highwater Insurance only represents "A" rated insurance companies. The high priced agent is simply that, high priced. We want to make sure that you keep more of your hard earned money. Why pay extra for the same policy and why choose an agency that cannot or chooses not to rebate?

What's The Catch?
There is no catch. Please click here to review our rebate schedule, which sets forth the terms and conditions of the rebate.

I'm Convinced. What Do I Do Now?
To find out how much our 7% rebate can save you on flood insurance, request a free flood insurance quote now!

*Florida Statue 626.572. For more information, visit http://www.leg.state.fl.us/Statutes/index.cfm